Monday, February 9, 2009

Lap Band Surgery: Characteristics that Qualify Obese Individuals.

By Jason King

Lap band surgery has become one of the foremost procedures currently used in a effort to control weight problems. This is by no means easy, and is not designed for people only needing to loose a few pounds. There are strict requirements for those who wish to become a candidate for lap band surgery and need to have their insurance company pay for all or part of the cost. To safeguard the general public from attempting drastic measures, these requirements were developed by the NHI, National Institutes for Health in the 1990's.

There are significant risks to lap band surgery like any other abdominal surgery and it is not to be taken lightly. When a person fulfills the criteria set for such a procedure the advantages are considered as more important than the risks involved.

A BMI is the requirement for candidates considering lap band surgery. What is meant of the body mass of the index. of at least 35-39. Morbid obesity is a condition which has far-reaching health implications that are extremely dangerous.

However this is not enough in and of itself to be considered a candidate for lap band surgery. You must also have obesity related health issues such as diabetes, high blood pressure, or cholesterol problems, if your BML is between 35 and 39. Simply having a BMI over 40 is adequate justification for surgery, even in the absence of other conditions.

Using the above requirements allow insurance companies who consider paying for expensive weight loss surgeries such as the lap band procedure decide whether or not they will pay. Certain insurance companies will, through the terms of service, refuse to cover any surgery for weight loss, in spite of acquiescence to the NHI principles.

If you do not meet the the requirements above, you will have to pay for the surgery out of your own pocket. Deciding to go it alone and pay for the procedure out of your own pocket is a huge decision. NHI guidelines were developed for the determination of real physical needs. With major surgery you must meet criteria otherwise the dangers outweigh benefits. - 16004

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